Above Lending is a next-generation financial services company helping everyday Americans break the cycle of high-cost debt and move toward a stronger financial future. Through customized lending solutions, competitive rates, and personalized support, our mission is to simplify the lending process and help our clients achieve financial well-being. We are committed to making credit more affordable and accessible; backed by a culture grounded in compliance and ethics, and technology built around the people we serve.

We are growing quickly, and we are looking for new collaborators to help us reach the next level. If you want to join a forward-thinking, rapidly growing organization where helping people is the number one goal, we want to hear from you.

We’re looking for a motivated and detail-oriented professional to support our compliance testing and third-party risk processes. This role is ideal for someone with hands-on experience in compliance testing, vendor management, or risk testing functions in the financial services industry, who’s ready to grow into a more strategic and visible contributor.

You’ll support critical functions that ensure regulatory compliance and effective third-party oversight, helping to safeguard the company and its customers. This is a high-impact role with cross-functional exposure and opportunities for growth.

This is a hybrid role, 3-days a week, in downtown Chicago, IL.

What You'll Do

Lead regular testing of applicable BSA/AML/OFAC and consumer obligations to ensure compliance with regulatory requirements and internal policies.
Evaluate the effectiveness of controls designed to mitigate regulatory and operational risks.
Document testing results, identify issues and gaps, determine corrective action, and support issue tracking and resolution.
Assist in managing the company’s third-party risk management (TPRM) program by supporting processes, maintaining documentation, and monitoring controls.
Conduct initial and ongoing risk assessments for vendors, focusing on areas like security practices, financial health, and compliance posture.
Support vendor onboarding by ensuring contracts and risk-related documentation are complete and compliant with company policies.
Stay up-to-date on key regulatory changes and best practices related to third party risk management.
Prepare summary reports and dashboards for leadership to communicate testing findings, open issues, and vendor risk trends.
Assist in building, configuring, and optimizing the GRC platform to automate compliance testing, centralize vendor risk assessments, and streamline issue management.
Serve as the subject matter expert for SCRA and OFAC compliance, providing regulatory guidance

What We're Looking For

Bachelor's degree in Business, Finance, Risk or a related discipline.
3–5 years of experience in compliance testing, third-party risk management, vendor management, audit, or related risk and compliance functions within the banking, financial services, or fintech industries.
Working knowledge of consumer lending regulations is preferred; willingness to learn and develop expertise in this area is essential.
Professional certifications such as CRCM, CTPRP, CTPRA, or similar are preferred but not required.
Strong organizational skills with exceptional attention to detail and the ability to manage multiple priorities in a fast-paced environment.
Excellent written and verbal communication skills, with the ability to collaborate effectively across cross-functional teams and engage with external vendors.
Advanced proficiency in Microsoft Excel and experience using compliance, governance, risk management, or reporting systems.
Self-motivated, proactive, and eager to build subject matter expertise in compliance, regulatory risk, and third-party risk management.

$70,000 - $120,000 a year

This role is eligible for additional incentives, including an annual bonus. These rewards are allocated based on level, impact and performance in the role. The compensation range is based on the level outlined in the job posting, and compensation decisions are dependent on each applicant's experience, skills and abilities.

Join our dynamic team and contribute to Above Lending’s success as we continue to provide innovative lending solutions to our customers.

Under the California Consumer Privacy Act (“CCPA”), Above Lending is informing California residents who are our job applicants, contractors or prospective employees (together “job applicants”) about the categories of personal information we collect about you and the purposes for which we will use this information. This notice and our Privacy Policy contain important information relating to the CCPA and apply only to personal information that is subject to the CCPA. Please see our website for the full CCPA statement.

*Above Lending is an equal opportunity Employer*

Above Lending does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job positions. No fee will be paid to their parties who submit unsolicited candidates directly to Above Lending employees or the Above Lending Finance and HR teams. No placement fee will be paid to any third party unless such a request has been made by the Above Lending HR team.