Job Details

The stated pay range is based on a national-average location. Actual salary is determined by factors including relevant work experience, skills and location. This position is bonus eligible.

Optavise, a CNO Financial Group Company is seeking an OCA Compliance Agent. This role is responsible for the management of all compliance-related situations at both the policyholder and the agent level for the Optavise Career Agency within the Worksite Division.

As an OCA Compliance Analyst your responsibilities will include:

Analyzing our business and ensure that we are operating in compliance with all local, state and federal insurance guidelines.
Assessing potential issues tied to downgrades, replacements or agent behaviors.
Conducting research around products, policies and processes to educate independent contractor field agent force and internal agency staff on compliance matters
Responsible for reviewing all responses to customer and Department of Insurance inquiries for proper and complete responses by field representatives.
Collaborating with senior management as well as other involved parties within the enterprise (SIU, Legal, New Business, Claims, Agent Compliance) to ensure that resolutions are gained to every issue.
Developing internal controls and policies to ensure that all agency compliance needs are met.
Author and publish compliance related correspondence to our independent contractor agents.
Monitoring all agency business for downgrading and/or replacement of business with reporting and management communication of same to field upline hierarchies.
Conducting compliance briefings at agency meetings and training events. Topics included in briefings are focused on frequently observed compliance issues that arise in our business and counseling of independent contractor field agents on how to properly address issues and avoid problems from a compliance perspective.
Completing compliance counseling sessions with agents to ensure they understand issues and correct behavior ongoing.
Managing process of DOI required agent training (i.e., AML) as well as process of issuance and acceptance of OCA Agency agreements as needed to ensure every agent has completed and signed as required.
Managing process of bonus exception requests in terms of collecting requests, obtaining internal senior management approval and communication between the field and internal agency bonuses team to ensure accurate tracking and payment of bonuses to the field.

The OCA Compliance Analyst position is well-suited for someone with:

Insurance industry knowledge with focus on hierarchal-driven agency operations
Solid understanding of all policies, processes, and products offered by the Agency.
Deep knowledge of compliance regulations
Expertise in detailed research with thorough understanding of all products, policies and processes both within the enterprise and in the sales field
Outstanding communication and interpersonal skills
Critical thinking is crucial to success.
Must utilize rational and clear thinking in analyzing data and issues
Strong problem-solving skills
Creativity in generating solutions to compliance issues

What you’ll need:

Education: Bachelor’s Degree or equivalent in any field of study or;
Related Work Experience: minimum of 5 years of experience in insurance operations

What will set you apart:

Certifications/Licenses: LOMA AIRC: Associate, Insurance Regulatory Compliance, Agent License
Related Work Experience: 5+ years of experience in legal or compliance arena
Extensive CNO Operations experience

The Company offers the following benefits for this position, subject to applicable eligibility requirements:

medical insurance
dental insurance
vision insurance
401(k) retirement plan with company match
short-term & long-term disability insurance
Paid time-off and corporate holidays,
paid parental leave
company paid life insurance

Click on this link for additional information.

CNO embraces flexibility and encourages you to work where you’re most productive. Associates who live within a 60-mile radius of a corporate office (Carmel, Chicago, and Orlando) have access to come into that office.

Associates who live outside of a 60-mile radius of a corporate office (Carmel, Chicago, and Orlando) may perform this role full-time work from home (WFH) from any US based location, as long as you are willing to work central or eastern time zone hours.

All associates may be asked to travel to varying corporate offices periodically. Work cannot be performed from outside of the United States.

Optavise is a trusted benefits partner for business owners and human resources professionals who work hard to build and maintain a healthy, happy workforce. Through Optavise’s cohesive suite of products and services, we guide employers and employees through their healthcare choices to help reduce costs and increase benefits engagement. We streamline administration for employers and educate employees about benefits and care options, making it easy for them to choose and use their benefits wisely. Optavise provides a first-of-its-kind benefits solution, including:

Benefits administration technology for a streamlined enrollment process
Customizable selection of voluntary benefits that employees want and need
Year-round benefits education, communications and advocacy to inform and empower employees to become better healthcare consumers
Expert resources, helping employees maximize their benefits and make more informed choices for themselves and their family members.

Our goal is to help people make good healthcare decisions. By simplifying administration and making benefits easier to understand, we help drive employee engagement and satisfaction, and save employers time and money.

Optavise is the worksite marketing brand of CNO Financial Group. CNO provides life and health insurance, annuities, financial services, and workforce benefits solutions through our family of brands and supported by our associates and agents. Our customers work hard to save for the future, and we help protect their health, income and retirement needs with 3.2 million policies and more than $35 billion in total assets. Our 3,400 associates, 8,600 exclusive agents and independent partner agents guide individuals, families and businesses through a lifetime of financial decisions.

We are financially strong and well positioned for continued growth, and we are grounded in our core values of People Focused, Integrity, Customer Driven, and Excellence. We have offices in more than 260 communities in the U.S., including our headquarters in Carmel, Indiana, and corporate offices in Chicago and Orlando.

At CNO Financial Group, we’re always looking forward—to the security and stability we help create for our insurance brands’ customers, and the growth we create within our own company. We're looking for ambitious people who want to do more. We'll provide you with opportunities to grow your skills through challenging professional experiences.

If you're looking for a culture that encourages development, helps you reach your potential, and rewards you for your contribution, then CNO Financial Group is right for you. For more information, visit CNOinc.com.

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

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Compensation

Pay Range: $60,900.00 - $91,300.00 Annual

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status. We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.